One of the biggest problems with many insurance transactions is that a problem only comes to light once a loss has taken place.  The policyholder believes that he has coverage for pretty much every eventuality, but, in an effort to reduce the premium as much as possible, customers will often find that the wording of the policy restricts coverage or that the customer retains more in the event of a loss.  As a consequence, it is important that you discuss the coverages with your agent and that you understand what is and is not covered, as well as how much will you be responsible for in the event of a claim.   

Please contact Steve Adams on 941 373 1313 or email me at sha@adamsiac.com