Blog entries

The importance of Flood Insurance

Steve Adams — Wed, 26 Oct 2011 11:54:59 +0100

Flood insurance, contrary to popular belief, is not an optional extra on a homeowner’s policy. It is an entirely separate policy that needs to be purchased and a recent, excellent article in the Sarasota Herald underlines some interesting, though horrendous, facts about flood. Quoting from the article, “For an average 2,000- square-foot home on a concrete slab, an inch of water inside causes $21,000 in damage, according to federal figures.” There is a li...

Contractors General Liability

Diane Gonzalez-Adams — Wed, 26 Oct 2011 11:48:57 +0100

Contractors General Liability

Recently in the news we’ve read that some carriers will be non-renewing their contractors.
At Adams Insurance and Consulting, we have three programs to offer our contractors at various limits, coverages and deductibles.

The programs include true artisan type contractors that only specialize in one class of business to the multiple class contractors and handyperson.
We can include your equipment, hand tools o...

Life and Health Insurance - a new addition to our products and services

Steve Adams — Tue, 27 Sep 2011 13:16:38 +0100

Adams Insurance and Consulting have exciting news to share with you.

Since we started our independent insurance agency in 2009, we have been steadily growing our book of business and have concentrated exclusively on providing high quality service to our customers for their personal and commercial lines of business. While I was setting up the agency with my wife, I decided to earn the qualification to sell life and health policies, a qualification that I subsequently achiev...

The Trouble with Insurance

Steve Adams — Fri, 23 Sep 2011 09:13:14 +0100

One of the biggest problems with many insurance transactions is that a problem only comes to light once a loss has taken place. The policyholder believes that he has coverage for pretty much every eventuality, but, in an effort to reduce the premium as much as possible, customers will often find that the wording of the policy restricts coverage or that the customer retains more in the event of a loss. As a consequence, it is important that you discuss the coverages with your ag...

Wind Mitigation Inspections can save you money

Steve Adams — Thu, 15 Sep 2011 08:09:37 +0100

Many Florida homeowners are missing the opportunity for potentially huge discounts in their home insurance policies by failing to get a Wind Mitigation Inspection on their property. Most insurance carriers grant substantial discounts for properties built to the Florida Building Code 2001, yet many homes built before that time have had new roofs installed to code in the past ten years and some owners have missed this great opportunity.

The report basically assess how wel...

Adams Insurance and Consulting

Joomla! Administrator — Mon, 12 Sep 2011 19:20:34 +0100

We formed our independent agency to provide excellence in service standards to both our own communities in Sarasota and Manatee counties as well as further afield in the State of Florida. We are a husband and wife team who bring a combined experience of over 65 years in the insurance industry, in both the U.S. and the U.K. This means that you, the customer, will have the best available resource to address your insurance needs.