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Condominium Associations
Condominium Associations are formed to protect the interests of their members and they buy a policy that encompasses the variety of insurance exposures that arise. These can include Property Insurance, General Liability, Directors and Officers (D&O) Liability, Crime and Umbrella coverage. Each condo association will have different requirements, so please contact us to help you meet your needs.

Apartment Complex
This coverage specifically targets one, two and three bedroom Apartments. In addition, Townhomes, Carriage Homes and luxury garden-style apartments are eligible. The type of Property policy forms are Basic perils and Special Form. This coverage also provides protection for buildings and loss of rents.

Business Owners
A business owner’s policy (BOP) has been compared to a homeowner's policy for business. Typically a BOP policy includes, property insurance, business interruption insurance, general liability protection, crime insurance (covering employee theft or embezzlement) and vehicle coverage for rented or borrowed vehicles. Please contact us to discuss any additional coverages that you may need.

Commercial Auto
Commercial Auto coverage provides comprehensive protection for bodily injury and property damage caused by owned, hired and non-owned vehicles used for business purposes. Each business has its own requirements, so please call us to find the policy most suitable for your particular business.

Artisan Contractors
The Artisan Contractor’s product is a commercial liability policy for the small to mid-size artisan and trade contractor. It provides commercial liability with an available general aggregate up to $2 million (minimum available $100,000). There are several optional coverage's available that we will discuss with you depending upon your needs.

Builders Risk Insurance
We can offer a commercial builder's risk property fire insurance policy for the builder who maintains control of the site until the dwelling is completed and occupied by the owner. There are a variety of features that can be built into this policy, so please contact us for further discussion of your requirements.